/* ============================================================
   Insurance Site Template, design system v3 — DARK EDITION
   High-end onyx black + metallic shiny gold. Beige/white text.
   Same structure as the light build; only colors are swapped.
   Theme colors injected by build.js as :root variables.
   ============================================================ */

:root {
  /* Fallback theme (onyx / gold / beige), overridden by injected theme block */
  --primary: #e4b93a;        /* shiny 14k gold (interactive/base) */
  --primary-dark: #0a0a0c;   /* onyx — gradient base AND dark text on gold */
  --primary-light: #f7d766;  /* bright gold */
  --gold-cta: #f7d766;
  --accent: #eac33f;         /* bright metallic gold */
  --accent-bright: #fce7a0;  /* champagne highlight, for dark backgrounds */
  --accent-deep: #c9a02e;    /* rich gold (borders/fills only) */
  --accent-soft: #241d0e;    /* dark gold-tinted fill */
  --cream: #0a090c;          /* alt section (near-black) */
  --ink: #f4efe4;            /* beige / warm white text */
  --muted: #a9a08f;          /* warm gray-beige */
  --paper: #121013;          /* card / elevated surface */
  --surface-2: #18161c;      /* raised surface */
  --hairline: rgba(255,255,255,.08);
  --hairline-soft: rgba(255,255,255,.05);
  --gold-line: rgba(234,195,63,.26);
  --ring: rgba(247,215,102,.30);
  --glow: rgba(234,195,63,.16);
  /* reusable DEEP metallic-gold bar: bronze lows + bright specular highlight = polished metal */
  --metal-gold: linear-gradient(100deg, #8a5f16 0%, #caa033 10%, #f1cb5f 20%, #fff6cf 29%, #e6bd45 40%, #b98a24 50%, #e6bd45 60%, #fff6cf 71%, #f1cb5f 80%, #caa033 90%, #8a5f16 100%);

  --font-display: "Fraunces", Georgia, serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

html { scroll-behavior: smooth; color-scheme: dark; }
body {
  font-family: var(--font-body);
  color: var(--ink);
  background:
    radial-gradient(1200px 780px at 50% -12%, #0f0d11 0%, transparent 60%),
    radial-gradient(900px 600px at 100% 110%, #0b090d 0%, transparent 55%),
    #040405;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

.font-display { font-family: var(--font-display); }

/* ---------- type ---------- */
.h-hero {
  font-family: var(--font-display);
  font-weight: 500;
  line-height: 1.08;
  letter-spacing: -0.015em;
  font-size: clamp(2.4rem, 5.2vw, 4.1rem);
  text-wrap: balance;
}
.h-section {
  font-family: var(--font-display);
  font-weight: 500;
  line-height: 1.14;
  letter-spacing: -0.01em;
  font-size: clamp(1.85rem, 3.6vw, 2.7rem);
  text-wrap: balance;
}
.h-card { font-family: var(--font-display); font-weight: 600; font-size: 1.28rem; line-height: 1.25; }
.accent-serif {
  position: relative;
  background: var(--metal-gold);
  background-size: 220% auto;
  -webkit-background-clip: text; background-clip: text; color: transparent;
  animation: goldSheen 5s linear infinite;
}
.accent-serif-dark {
  position: relative;
  background: var(--metal-gold);
  background-size: 220% auto;
  -webkit-background-clip: text; background-clip: text; color: transparent;
  animation: goldSheen 5s linear infinite;
}
@keyframes goldSheen { from { background-position: 220% center; } to { background-position: 0% center; } }
.headline-rule {
  width: 56px; height: 3px; border-radius: 2px; margin: 1.4rem auto 0;
  background: linear-gradient(90deg, var(--primary-light), var(--primary));
}
.section-dark .headline-rule, .hero-bg .headline-rule, .stats-band .headline-rule {
  background: linear-gradient(90deg, var(--accent-bright), var(--accent));
}
.eyebrow {
  display: inline-flex; align-items: center; gap: .7rem;
  font-size: .76rem; font-weight: 600; letter-spacing: .22em; text-transform: uppercase;
  color: var(--primary-light);
}
.section-dark .eyebrow, .hero-bg .eyebrow { color: var(--accent-bright); }
.eyebrow::before { content: ""; width: 28px; height: 1px; background: currentColor; opacity: .7;
  transition: width .7s cubic-bezier(.22, 1, .36, 1) .1s; }
.eyebrow-center::after { content: ""; width: 28px; height: 1px; background: currentColor; opacity: .7;
  transition: width .7s cubic-bezier(.22, 1, .36, 1) .1s; }
.anim-ready .eyebrow:not(.in-view)::before,
.anim-ready .eyebrow-center:not(.in-view)::after { width: 0; }
.lede { font-size: clamp(1.05rem, 2vw, 1.18rem); line-height: 1.75; color: var(--muted); }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .55rem;
  min-height: 52px; padding: .95rem 2.2rem; border-radius: 10px;
  font-weight: 600; font-size: 1rem; letter-spacing: .01em;
  cursor: pointer; text-decoration: none;
  transition: transform .2s ease, box-shadow .2s ease, background-color .2s ease, border-color .2s ease, color .2s ease;
  will-change: transform;
}
.btn:active { transform: scale(.98); }
/* metallic shiny gold primary button — dark ink text reads as premium */
.btn-primary {
  background: var(--metal-gold); background-size: 190% auto; background-position: 0% center;
  color: #171200;
  box-shadow: 0 10px 26px -10px rgba(247,215,102,.5), inset 0 1px 0 rgba(255,255,255,.65), inset 0 -2px 4px rgba(0,0,0,.3);
  transition: transform .2s ease, box-shadow .2s ease, background-position .5s ease;
}
.btn-primary:hover { background-position: 100% center; transform: translateY(-1px); box-shadow: 0 16px 34px -10px rgba(247,215,102,.62), inset 0 1px 0 rgba(255,255,255,.75); }
.btn-white {
  background: var(--ink); color: #17140f;
  box-shadow: 0 10px 30px -12px rgba(0,0,0,.7);
}
.btn-white:hover { background: #ffffff; transform: translateY(-1px); }
.btn-outline {
  border: 1px solid rgba(242,221,154,.4); color: var(--accent-bright);
  background: transparent;
}
.btn-outline:hover { background: rgba(212,175,55,.1); border-color: rgba(242,221,154,.75); transform: translateY(-1px); }
.btn-dark { background: linear-gradient(160deg, var(--primary-light), var(--primary)); color: #171200; }
.btn-dark:hover { background: linear-gradient(160deg, var(--accent-bright), var(--primary-light)); transform: translateY(-1px); }
.btn-ghost { border: 1px solid rgba(244,239,228,.22); color: var(--accent-bright); background: transparent; }
.btn-ghost:hover { border-color: var(--accent); color: var(--accent-bright); background: rgba(212,175,55,.08); transform: translateY(-1px); }

/* ---------- nav ---------- */
.nav-glass {
  background: rgba(10,10,12,.82);
  backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--gold-line);
  box-shadow: 0 1px 24px rgba(0,0,0,.5);
}
.nav-link { position: relative; font-weight: 500; font-size: .95rem; color: var(--ink); text-decoration: none; padding: .35rem 0; }
.nav-link::after { content: ""; position: absolute; left: 0; bottom: -2px; height: 1.5px; width: 0;
  background: var(--accent); transition: width .25s ease; }
.nav-link:hover::after { width: 100%; }

/* ---------- metallic gold brand logo (white logo art masked with the gold bar) ---------- */
.brand-lockup {
  display: block; height: 60px; width: 230px;
  background: var(--metal-gold); background-size: 220% auto;
  -webkit-mask-repeat: no-repeat; mask-repeat: no-repeat;
  -webkit-mask-position: left center; mask-position: left center;
  -webkit-mask-size: contain; mask-size: contain;
  animation: goldSheen 5s linear infinite;
}
@media (min-width: 1024px) { .brand-lockup { height: 70px; width: 270px; } }
.brand-lockup-sm { height: 44px; width: 172px; }
@media (min-width: 1024px) { .brand-lockup-sm { height: 44px; width: 172px; } }
@media (prefers-reduced-motion: reduce) { .brand-lockup { animation: none; } }

/* ---------- hero ---------- */
.hero-bg {
  position: relative;
  background:
    radial-gradient(1000px 600px at 85% -10%, var(--glow) 0%, transparent 55%),
    radial-gradient(800px 520px at -10% 115%, rgba(234,195,63,.07) 0%, transparent 55%),
    radial-gradient(1400px 900px at 50% 120%, #100e16 0%, transparent 60%),
    linear-gradient(165deg, #040405 0%, #0c0a11 100%);
}
.hero-bg::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold-line), transparent);
}
.hero-aura { position: absolute; border-radius: 9999px; filter: blur(100px); pointer-events: none; }
.hero-ring { position: absolute; border-radius: 9999px; border: 1px solid rgba(242,221,154,.1); pointer-events: none; }
.hero-beam {
  position: absolute; inset: 0; pointer-events: none;
  background: linear-gradient(115deg, transparent 42%, rgba(242,221,154,.05) 50%, transparent 58%);
}
.hero-bg::before {
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .04; z-index: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='140' height='140' filter='url(%23n)' opacity='.6'/%3E%3C/svg%3E");
}

/* ---------- hero check bullets ---------- */
.hero-checks li {
  display: flex; align-items: center; gap: .8rem;
  color: rgba(255,255,255,.92); font-size: .95rem; font-weight: 500;
}
.hc-badge {
  flex: none; width: 27px; height: 27px; border-radius: 9999px;
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(140deg, var(--accent-bright), var(--accent));
  color: var(--primary-dark);
  box-shadow: 0 5px 14px -4px var(--glow), inset 0 1px 0 rgba(255,255,255,.5);
}

/* ---------- floating agent tag ---------- */
.agent-tag {
  position: absolute; bottom: -1.6rem; left: 50%;
  display: flex; align-items: center; gap: .75rem;
  padding: .8rem 1.2rem; border-radius: 14px;
  background: linear-gradient(150deg, #161320 30%, #12100a 130%);
  border: 1px solid var(--gold-line);
  box-shadow: 0 24px 48px -16px rgba(0,0,0,.7), 0 2px 8px -2px rgba(0,0,0,.5);
  transform: translateX(-50%);
  animation: agentFloat 4.5s ease-in-out infinite alternate;
}
.agent-tag::before {
  content: ""; position: absolute; left: 0; top: 14px; bottom: 14px; width: 3px; border-radius: 2px;
  background: linear-gradient(180deg, var(--accent-bright), var(--accent));
}
.at-icon {
  flex: none; width: 34px; height: 34px; border-radius: 9999px;
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(140deg, var(--accent-bright), var(--primary));
  color: #0a0a0c; box-shadow: 0 6px 14px -6px var(--glow);
}
@keyframes agentFloat {
  from { transform: translateX(-50%) translateY(0); }
  to   { transform: translateX(-50%) translateY(-7px); }
}

.headshot-frame { position: relative; }
.headshot-ring {
  padding: 1px; border-radius: 22px;
  background: linear-gradient(165deg, rgba(242,221,154,.6), rgba(212,175,55,.12) 45%, rgba(154,123,46,.4));
  box-shadow: 0 36px 80px -28px rgba(0,0,0,.75);
}
.headshot-ring img { display: block; width: 100%; border-radius: 21px; }
.float-badge {
  position: absolute; background: rgba(24,21,29,.96); border-radius: 12px;
  box-shadow: 0 18px 44px -18px rgba(0,0,0,.7);
  padding: .85rem 1.2rem; border: 1px solid var(--gold-line);
}

.trust-chip {
  display: inline-flex; align-items: center; gap: .5rem; padding: .55rem 1rem;
  border-radius: 9999px; background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.12);
  color: rgba(255,255,255,.92); font-size: .84rem; font-weight: 500;
}
.trust-chip svg { color: var(--accent-bright); flex: none; }

/* ---------- carrier marquee ---------- */
.section-cream {
  background:
    radial-gradient(700px 340px at 50% -60px, rgba(212,175,55,.06) 0%, transparent 70%),
    radial-gradient(900px 500px at 110% 110%, rgba(255,255,255,.03) 0%, transparent 60%),
    var(--cream);
}
.marquee { overflow: hidden; position: relative;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); }
.marquee-track { display: flex; align-items: center; gap: 4.5rem; width: max-content; will-change: transform; }
/* Carrier logos are mixed formats (transparent PNG + opaque white-bg JPEG). Inverting
   turns dark art white AND turns white JPEG backgrounds black; mix-blend screen then
   drops those black backgrounds so only clean white logos remain — no plaque, no border. */
.marquee-track img { height: 40px; width: auto; object-fit: contain;
  filter: grayscale(1) invert(1) brightness(1.35) contrast(1.02);
  mix-blend-mode: screen; opacity: .68;
  transition: opacity .3s ease, transform .3s ease; }
.marquee-track img:hover { opacity: 1; transform: translateY(-2px); }
@keyframes marquee { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ---------- stats band ---------- */
.stats-band {
  position: relative; overflow: hidden; color: #fff;
  background:
    radial-gradient(900px 420px at 15% 0%, var(--glow) 0%, transparent 55%),
    linear-gradient(115deg, #040405 0%, #0c0a11 55%, #14101d 120%);
}
.stats-watermark {
  position: absolute; right: -1.5rem; top: 50%; transform: translateY(-50%);
  font-family: var(--font-display); font-style: italic; font-weight: 600;
  font-size: clamp(10rem, 24vw, 20rem); line-height: 1; color: rgba(242,221,154,.05);
  pointer-events: none; user-select: none;
}
.stat-num {
  font-family: var(--font-display); font-weight: 600; line-height: 1;
  font-size: clamp(2.6rem, 5vw, 3.6rem); color: #fff;
}
.stat-suffix {
  font-family: var(--font-display); font-weight: 500; font-size: .55em;
  color: var(--accent-bright); margin-left: .1em;
}
.stat-label {
  font-size: .84rem; letter-spacing: .06em; color: rgba(255,255,255,.72); margin-top: .55rem;
}

/* ---------- cards ---------- */
.card {
  position: relative; background: var(--paper);
  border: 1px solid var(--hairline); border-radius: 16px; padding: 2rem;
  box-shadow: 0 2px 14px -8px rgba(0,0,0,.6);
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
  will-change: transform;
}
.card:hover { transform: translateY(-4px); box-shadow: 0 22px 44px -20px rgba(0,0,0,.7); border-color: var(--gold-line); }
.card-icon {
  width: 52px; height: 52px; border-radius: 12px; display: flex; align-items: center; justify-content: center;
  background: var(--accent-soft); color: var(--accent); margin-bottom: 1.2rem;
  border: 1px solid var(--gold-line);
  transition: transform .25s ease;
}
.card:hover .card-icon, .pcard:hover .card-icon { transform: translateY(-3px); }
.card-link { font-weight: 600; color: var(--accent); display: inline-flex; align-items: center; gap: .4rem; text-decoration: none; font-size: .95rem; }
.card-link svg { transition: transform .2s ease; color: var(--primary-light); }
.card:hover .card-link svg { transform: translateX(4px); }

/* ---------- steps ---------- */
.step-card {
  position: relative; background: var(--paper); border-radius: 16px; padding: 2.2rem 2rem;
  border: 1px solid var(--hairline); box-shadow: 0 2px 14px -8px rgba(0,0,0,.6);
  transition: transform .25s ease, box-shadow .25s ease;
}
.step-card:hover { transform: translateY(-4px); box-shadow: 0 20px 40px -20px rgba(0,0,0,.7); }
.step-num {
  font-family: var(--font-display); font-size: 1.05rem; font-weight: 600;
  color: var(--primary-light); letter-spacing: .14em;
  display: inline-flex; align-items: center; gap: .8rem;
}
.step-num::after { content: ""; width: 34px; height: 1px; background: var(--gold-line); }

/* ---------- product carousel ---------- */
.product-kicker { font-size: .76rem; font-weight: 600; letter-spacing: .2em; text-transform: uppercase; color: var(--primary-light); }
.pcarousel-wrap { position: relative; }
.pcarousel { overflow-x: auto; scroll-snap-type: x mandatory; -ms-overflow-style: none; scrollbar-width: none; }
.pcarousel::-webkit-scrollbar { display: none; }
.pcarousel-track { display: flex; gap: 1.25rem; padding: .5rem .25rem 1.4rem; }
.pcard {
  flex: 0 0 290px; scroll-snap-align: start; scroll-margin-top: 120px;
  display: flex; flex-direction: column; align-items: flex-start; text-align: left;
  background: var(--paper); border: 1px solid var(--hairline); border-radius: 16px;
  padding: 1.8rem; cursor: pointer; font: inherit; color: inherit;
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.pcard:hover { transform: translateY(-4px); box-shadow: 0 22px 44px -20px rgba(0,0,0,.7); border-color: var(--gold-line); }
.pcard.active { border-color: var(--primary); box-shadow: 0 22px 44px -20px rgba(212,175,55,.22); }
.pcard-name { font-family: var(--font-display); font-weight: 600; font-size: 1.15rem; line-height: 1.3; margin-bottom: .5rem; display: block; color: var(--ink); }
.pcard-short { font-size: .86rem; color: var(--muted); line-height: 1.55; margin-bottom: 1rem; display: block; }
.pcard .card-link { margin-top: auto; }
.pc-arrow {
  position: absolute; top: 42%; transform: translateY(-50%); z-index: 2;
  width: 46px; height: 46px; border-radius: 9999px;
  background: var(--surface-2); border: 1px solid var(--hairline);
  box-shadow: 0 12px 26px -10px rgba(0,0,0,.7);
  display: flex; align-items: center; justify-content: center;
  color: var(--accent); cursor: pointer; transition: background .2s ease;
}
.pc-arrow:hover { background: var(--accent-soft); }
.pc-prev { left: -12px; } .pc-next { right: -12px; }
@media (max-width: 640px) { .pcard { flex-basis: 82vw; } .pc-prev { left: -8px; } .pc-next { right: -8px; } }
.pdetail { margin-top: .5rem; }
.pdetail-panel {
  display: none; position: relative; overflow: hidden;
  background: var(--paper); border: 1px solid var(--hairline); border-radius: 20px;
  box-shadow: 0 26px 60px -28px rgba(0,0,0,.75);
}
.pdetail-panel::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 3px;
  background: linear-gradient(90deg, var(--primary-light), var(--primary)); }
.pdetail-panel.active { display: block; animation: quizIn .35s ease both; }
.pdetail-close {
  position: absolute; top: 14px; right: 14px; z-index: 2;
  width: 42px; height: 42px; border-radius: 9999px;
  display: flex; align-items: center; justify-content: center;
  color: var(--muted); background: var(--surface-2); border: 1px solid var(--hairline); cursor: pointer;
  transition: background .2s ease, color .2s ease;
}
.pdetail-close:hover { color: var(--ink); background: var(--accent-soft); }

/* ---------- embed placeholder (skeleton form preview) ---------- */
.embed-placeholder {
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: .5rem; text-align: center; padding: 2.2rem 2rem; color: var(--muted);
  background: radial-gradient(460px 220px at 50% 0%, rgba(212,175,55,.05) 0%, transparent 70%), var(--cream);
}
.embed-placeholder svg { color: var(--primary-light); opacity: .7; }
.ep-title { font-family: var(--font-display); font-weight: 600; font-size: 1.2rem; color: var(--ink); }
.ep-sub { font-size: .88rem; max-width: 36ch; line-height: 1.6; }
.ep-skel { width: 100%; max-width: 320px; display: flex; flex-direction: column; gap: .7rem; margin-bottom: 1.4rem; }
.ep-skel span { height: 40px; border-radius: 9px; background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.05); }
.ep-skel span.ep-half { width: 62%; }
.ep-skel span.ep-btn { background: rgba(212,175,55,.16); border-color: transparent; }

/* ---------- savings showcase (cutouts pop above the tile) ---------- */
.saver-card { position: relative; padding-top: 4.5rem; transition: transform .28s ease; }
.saver-card:hover { transform: translateY(-6px); }
.saver-tile {
  position: relative; border-radius: 26px; aspect-ratio: 1 / 0.72; overflow: visible;
  background: linear-gradient(172deg, #161320 0%, #0b0910 135%);
  border: 1px solid var(--gold-line);
  transition: box-shadow .28s ease;
}
.saver-card:hover .saver-tile { box-shadow: 0 26px 52px -22px rgba(0,0,0,.75); }
.saver-tile img {
  position: absolute; bottom: 0; left: 0; width: 100%; height: auto;
  border-radius: 0 0 26px 26px;
  filter: drop-shadow(0 14px 22px rgba(0,0,0,.5));
}
.saver-pill {
  position: absolute; left: -8px; bottom: 20px; z-index: 2;
  display: flex; align-items: center; gap: .6rem;
  background: var(--surface-2); border-radius: 12px; padding: .55rem .85rem;
  box-shadow: 0 16px 36px -14px rgba(0,0,0,.7);
  border: 1px solid var(--hairline);
}
.saver-dot {
  flex: none; width: 30px; height: 30px; border-radius: 9999px;
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(140deg, var(--accent-bright), var(--accent));
  color: var(--primary-dark);
}
.saver-pill .sp-title { font-weight: 600; font-size: .86rem; line-height: 1.25; color: var(--ink); }
.saver-pill .sp-note { font-size: .76rem; color: var(--muted); line-height: 1.3; }
@media (min-width: 1024px) {
  .saver-card:nth-child(2) { margin-top: 2.75rem; }
  .saver-card:nth-child(4) { margin-top: 2.75rem; }
}

/* ---------- lead magnet 3D mockup images ---------- */
.magnet-img {
  width: 170px; height: 210px; object-fit: contain;
  margin-top: -2.6rem; /* pops above the card edge */
  filter: drop-shadow(0 20px 26px rgba(0,0,0,.6));
  transition: transform .3s ease;
}
.magnet-img-wide {
  width: 265px; height: 200px;
  margin-top: -3rem; margin-left: -3.2rem; /* landscape mockup bursts out of the corner */
}
.card:hover .magnet-img { transform: translateY(-5px) rotate(-1deg); }
@media (max-width: 640px) {
  .magnet-img { margin-top: -1.5rem; }
  .magnet-img-wide { margin-left: 0; width: 240px; }
}

/* ---------- lead magnet modal ---------- */
.magnet-modal { position: fixed; inset: 0; z-index: 80; display: flex; align-items: center; justify-content: center; padding: 1.25rem; }
.magnet-modal[hidden] { display: none; }
.magnet-overlay { position: absolute; inset: 0; background: rgba(0,0,0,.7); backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px); }
.magnet-card {
  position: relative; width: 100%; max-width: 480px; max-height: 90vh; overflow-y: auto;
  background: var(--paper); border-radius: 20px; border: 1px solid var(--hairline);
  box-shadow: 0 40px 90px -30px rgba(0,0,0,.85);
  animation: quizIn .3s ease both;
}
.magnet-card::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 3px;
  background: linear-gradient(90deg, var(--primary-light), var(--primary)); }
.magnet-form { padding: 0 1rem; }
.magnet-form iframe { width: 100%; border: none; min-height: 420px; }
.magnet-form .embed-placeholder { border-radius: 14px; margin-bottom: 1rem; }

/* ---------- feature cards + check bullets ---------- */
.card-feature {
  position: relative; overflow: hidden;
  background: linear-gradient(165deg, #161320 0%, #0b0910 150%);
  border-color: var(--gold-line);
  box-shadow: 0 26px 54px -24px rgba(0,0,0,.7);
}
.card-feature::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--primary-light), var(--primary));
  transform: none;
}
.no-topbar::before { display: none; }
.check-list li { position: relative; padding-left: 1.8rem; line-height: 1.6; }
.check-list li::before {
  content: ""; position: absolute; left: 0; top: .16em; width: 18px; height: 18px;
  border-radius: 9999px; background: var(--accent-soft); border: 1px solid var(--gold-line);
}
.check-list li::after {
  content: ""; position: absolute; left: 4.5px; top: calc(.16em + 4.5px); width: 10px; height: 10px;
  background: var(--accent);
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") no-repeat center / contain;
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") no-repeat center / contain;
}

/* ---------- link tree page (one card on onyx) ---------- */
.lt-shell {
  background: linear-gradient(172deg, #161320 55%, #0b0910 170%);
  border: 1px solid var(--gold-line); border-radius: 26px;
  box-shadow: 0 40px 90px -34px rgba(0,0,0,.9);
  position: relative; overflow: hidden;
}
.lt-shell::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 4px; z-index: 1;
  background: linear-gradient(90deg, var(--primary-light), var(--primary), var(--accent));
}
.lt-div { height: 1px; margin: 0 1.5rem;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,.1), transparent); }
/* avatar: dimensions hard-locked so it can never stretch into an oval */
.lt-avatar-ring {
  display: inline-block; padding: 5px; border-radius: 9999px;
  background: linear-gradient(150deg, var(--accent-bright), var(--accent) 45%, var(--accent-deep));
  box-shadow: 0 18px 40px -14px rgba(0,0,0,.6);
  animation: avatarGlow 4s ease-in-out infinite alternate;
}
.lt-avatar {
  width: 168px !important; height: 168px !important; max-width: none;
  border-radius: 9999px !important; object-fit: cover; display: block;
  object-position: center 22%; /* portrait headshots keep the face in frame, not the shirt */
  transition: transform .35s ease;
}
.lt-avatar-ring:hover .lt-avatar { transform: scale(1.045); }
@keyframes avatarGlow {
  from { box-shadow: 0 18px 40px -14px rgba(0,0,0,.6); }
  to { box-shadow: 0 18px 46px -12px rgba(0,0,0,.7), 0 0 0 6px rgba(212,175,55,.2); }
}

/* quick actions: gradient-ring buttons that lift, grow, and fill on hover */
.lt-page .lt-action { color: var(--muted); font-weight: 600; }
.lt-action-btn {
  display: flex; align-items: center; justify-content: center;
  width: 56px; height: 56px; border-radius: 9999px; color: var(--accent);
  background:
    linear-gradient(var(--surface-2), var(--surface-2)) padding-box,
    linear-gradient(150deg, var(--accent-bright), var(--accent) 50%, var(--accent-deep)) border-box;
  border: 2px solid transparent;
  box-shadow: 0 6px 16px -8px rgba(0,0,0,.6);
  transition: transform .25s cubic-bezier(.34,1.56,.64,1), background .25s ease, color .25s ease, box-shadow .25s ease;
}
.lt-page .lt-action:hover .lt-action-btn {
  transform: translateY(-4px) scale(1.12);
  background:
    linear-gradient(150deg, var(--primary-light), var(--primary)) padding-box,
    linear-gradient(150deg, var(--accent-bright), var(--accent)) border-box;
  color: #0a0a0c;
  box-shadow: 0 14px 28px -10px rgba(212,175,55,.45);
}
.lt-page .lt-action:hover { color: var(--accent); }

/* link buttons: gold fill sweep with gold arrow */
.lt-page .lt-link {
  position: relative; overflow: hidden;
  background: var(--surface-2); border: 1px solid var(--hairline); color: var(--ink);
  box-shadow: 0 3px 14px -10px rgba(0,0,0,.5);
  transition: color .25s ease, border-color .25s ease, transform .2s ease, box-shadow .25s ease;
}
.lt-page .lt-link::before {
  content: ""; position: absolute; inset: 0; z-index: 0;
  background: linear-gradient(150deg, var(--primary-light), var(--primary));
  transform: scaleX(0); transform-origin: left; transition: transform .3s cubic-bezier(.4,0,.2,1);
}
.lt-page .lt-link > * { position: relative; z-index: 1; }
.lt-page .lt-link:hover { color: #0a0a0c; border-color: var(--primary); transform: translateY(-2px); box-shadow: 0 14px 30px -14px rgba(212,175,55,.4); }
.lt-page .lt-link:hover::before { transform: scaleX(1); }
.lt-page .lt-link svg { color: var(--accent); }
.lt-page .lt-link:hover svg { color: #0a0a0c; }

/* socials pop */
.lt-page .lt-social { color: var(--muted); transition: color .2s ease, transform .25s cubic-bezier(.34,1.56,.64,1); }
.lt-page .lt-social:hover { color: var(--accent); transform: translateY(-4px) scale(1.18); }
.lt-page .lt-qr { border: 1px solid rgba(0,0,0,.08); }

/* staggered entrance for card sections */
.lt-sec { opacity: 0; transform: translateY(16px); animation: ltIn .65s cubic-bezier(.22,1,.36,1) forwards; }
.lt-sec:nth-of-type(1) { animation-delay: .05s; }
.lt-sec:nth-of-type(2) { animation-delay: .15s; }
.lt-sec:nth-of-type(3) { animation-delay: .25s; }
.lt-sec:nth-of-type(4) { animation-delay: .35s; }
.lt-sec:nth-of-type(5) { animation-delay: .45s; }
@keyframes ltIn { to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) { .lt-sec { opacity: 1; transform: none; animation: none; } }

/* ---------- link tree page (dark hero variant) ---------- */
.lt-action {
  display: flex; flex-direction: column; align-items: center; gap: .35rem;
  width: 64px; text-decoration: none; color: rgba(255,255,255,.85); font-size: .74rem; font-weight: 500;
}
.lt-action svg {
  width: 52px; height: 52px; padding: 15px; border-radius: 9999px;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.14);
  transition: background .2s ease, transform .2s ease, border-color .2s ease;
}
.lt-action:hover svg { background: rgba(212,175,55,.14); border-color: var(--accent); transform: translateY(-3px); }
.lt-link {
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); border-radius: 14px;
  padding: 1.05rem 1.3rem; min-height: 56px;
  color: #fff; font-weight: 600; font-size: .98rem; text-decoration: none;
  transition: background .2s ease, border-color .2s ease, transform .2s ease;
}
.lt-link:hover { background: rgba(212,175,55,.12); border-color: var(--accent); transform: translateY(-2px); }
.lt-link svg { flex: none; color: var(--accent-bright); transition: transform .2s ease; }
.lt-link:hover svg { transform: translateX(4px); }
.lt-social {
  display: flex; align-items: center; justify-content: center;
  padding: .45rem; color: rgba(255,255,255,.8);
  transition: transform .2s ease, color .2s ease;
}
.lt-social:hover { color: var(--accent-bright); transform: translateY(-3px); }
/* QR stays on a white island so it always scans */
.lt-qr {
  display: flex; gap: 1.25rem; align-items: center;
  background: #fff; border-radius: 18px; padding: 1.25rem;
  box-shadow: 0 30px 70px -28px rgba(0,0,0,.8);
}
.lt-qr-code { flex: none; width: 128px; height: 128px; border-radius: 12px; overflow: hidden;
  border: 1px solid rgba(0,0,0,.1); }
.lt-qr-code svg, .lt-qr-code img { width: 100%; height: 100%; display: block; }

/* ---------- footer map ---------- */
.footer-map { border-radius: 14px; overflow: hidden; border: 1px solid rgba(255,255,255,.12); aspect-ratio: 16 / 10; width: 100%; max-width: 380px; }
.footer-map iframe { width: 100% !important; height: 100% !important; border: 0; display: block; filter: grayscale(.5) contrast(.95) brightness(.85); }

/* ---------- sections ---------- */
.section-dark {
  position: relative; color: #fff;
  background:
    radial-gradient(820px 460px at 100% 0%, var(--glow) 0%, transparent 55%),
    linear-gradient(165deg, #040405, #0c0a11);
}
.divider-accent { width: 48px; height: 2px; background: var(--accent); }

/* ---------- FAQ ---------- */
.faq-item {
  background: var(--paper); border: 1px solid var(--hairline); border-radius: 12px;
  margin-bottom: .8rem; padding: 0 1.4rem;
  transition: border-color .25s ease, box-shadow .25s ease;
}
.faq-item:hover, .faq-item[open] { border-color: var(--gold-line); box-shadow: 0 10px 26px -16px rgba(0,0,0,.6); }
.faq-item summary { cursor: pointer; list-style: none; display: flex; justify-content: space-between; align-items: center;
  gap: 1rem; padding: 1.2rem 0; font-weight: 600; font-size: 1.02rem; min-height: 44px; color: var(--ink); }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary .faq-plus { flex: none; transition: transform .25s ease; color: var(--primary-light); }
.faq-panel { display: none; }
.faq-panel.active { display: block; animation: quizIn .3s ease both; }
.faq-item[open] summary .faq-plus { transform: rotate(45deg); }
.faq-item .faq-body { padding: 0 0 1.3rem; color: var(--muted); line-height: 1.7; }

/* ---------- embeds ---------- */
.embed-shell {
  position: relative; background: var(--paper); border: 1px solid var(--hairline);
  border-radius: 18px; box-shadow: 0 28px 70px -30px rgba(0,0,0,.75); overflow: hidden;
}
.embed-shell::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 3px; z-index: 1;
  background: linear-gradient(90deg, var(--primary-light), var(--primary)); }
.embed-shell iframe { display: block; width: 100%; border: none; }

/* ---------- apply quiz ---------- */
.quiz-option {
  display: flex; align-items: flex-start; gap: 1rem; width: 100%; text-align: left;
  background: var(--paper); border: 1px solid var(--hairline); border-radius: 14px;
  padding: 1.15rem 1.3rem; cursor: pointer; min-height: 44px;
  transition: border-color .2s ease, box-shadow .2s ease, transform .2s ease, background-color .2s ease;
  font: inherit; color: var(--ink);
}
.quiz-option:hover { border-color: var(--primary); box-shadow: 0 14px 30px -18px rgba(0,0,0,.6); transform: translateY(-2px); }
.quiz-option.selected { border-color: var(--primary); background: var(--accent-soft); }
.quiz-option .qo-icon { flex: none; width: 44px; height: 44px; border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  background: var(--accent-soft); color: var(--accent); }
.quiz-option .qo-title { font-weight: 600; font-size: 1.02rem; }
.quiz-option .qo-sub { font-size: .88rem; color: var(--muted); margin-top: .15rem; line-height: 1.5; }
.quiz-step { display: none; }
.quiz-step.active { display: block; animation: quizIn .35s ease both; }
@keyframes quizIn { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
.quiz-progress { height: 3px; background: rgba(255,255,255,.1); border-radius: 2px; overflow: hidden; }
.quiz-progress > div { height: 100%; background: var(--accent); transition: width .35s ease; }
.product-chip {
  display: inline-flex; align-items: center; padding: .5rem 1rem; border-radius: 9999px;
  border: 1px solid var(--hairline); font-size: .86rem; font-weight: 500; cursor: pointer;
  background: var(--paper); color: var(--ink); min-height: 40px;
  transition: border-color .2s ease, background-color .2s ease, color .2s ease;
}
.product-chip:hover { border-color: var(--primary); color: var(--primary-light); }
.product-chip.active { background: linear-gradient(160deg, var(--primary-light), var(--primary)); border-color: var(--primary); color: #171200; }

/* ---------- footer ---------- */
.footer-dark {
  position: relative; color: #fff;
  background:
    radial-gradient(760px 380px at 88% -5%, var(--glow) 0%, transparent 55%),
    radial-gradient(620px 340px at -5% 105%, rgba(234,195,63,.05) 0%, transparent 55%),
    linear-gradient(168deg, #08070c 0%, #020203 95%);
}
.footer-dark::before { content: ""; position: absolute; top: 0; left: 10%; right: 10%; height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold-line), transparent); }
.footer-watermark {
  position: absolute; right: -1rem; bottom: -2rem;
  font-family: var(--font-display); font-style: italic; font-weight: 600;
  font-size: clamp(9rem, 20vw, 16rem); line-height: 1; color: rgba(242,221,154,.04);
  pointer-events: none; user-select: none;
}
.footer-brand { font-family: var(--font-display); font-size: 1.55rem; font-weight: 500; color: #fff; line-height: 1.2; }
.footer-brand-rule { width: 40px; height: 2px; background: var(--accent); margin: .9rem 0 1rem; }
.footer-link { color: rgba(255,255,255,.68); text-decoration: none; font-size: .93rem; transition: color .2s ease; }
.footer-link:hover { color: var(--accent-bright); }

/* ---------- reveal animations (GSAP toggles) ---------- */
.reveal { opacity: 0; transform: translateY(24px); }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1 !important; transform: none !important; }
  .marquee-track { animation: none; }
  html { scroll-behavior: auto; }
  * { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}

/* ---------- mobile menu ---------- */
.mobile-menu {
  background: var(--paper);
  border-left: 1px solid var(--gold-line);
  transform: translateX(100%); transition: transform .32s cubic-bezier(.4,0,.2,1);
}
.mobile-menu.open { transform: translateX(0); }

/* ============================================================
   Slickness pass: motion, color pop, micro-details
   ============================================================ */

/* scroll progress bar */
.scroll-progress {
  position: fixed; top: 0; left: 0; height: 3px; width: 0; z-index: 60;
  background: linear-gradient(90deg, var(--accent-bright), var(--accent), var(--primary-light));
}

/* button sheen sweep */
.btn { position: relative; overflow: hidden; }
.btn-primary::after, .btn-white::after {
  content: ""; position: absolute; top: 0; left: -80%; width: 45%; height: 100%;
  background: linear-gradient(105deg, transparent, rgba(255,255,255,.65), transparent);
  transform: skewX(-20deg); transition: left .55s ease; pointer-events: none;
}
.btn-primary:hover::after, .btn-white:hover::after { left: 135%; }
.btn-white:hover { box-shadow: 0 0 0 3px var(--ring), 0 14px 34px -12px rgba(0,0,0,.7); }

/* icons flip to gold on hover */
.card:hover .card-icon, .pcard:hover .card-icon, .quiz-option:hover .qo-icon {
  background: linear-gradient(140deg, var(--accent-bright), var(--accent));
  color: var(--primary-dark); border-color: transparent;
}
.qo-icon { transition: background .25s ease, color .25s ease; }

/* step cards: gold bar reveal + gradient numbers */
.step-card { overflow: hidden; }
.step-card::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--primary-light), var(--accent));
  transform: scaleX(0); transform-origin: left; transition: transform .35s ease;
}
.step-card { position: relative; }
.step-card:hover::before { transform: scaleX(1); }

/* blended gold accents */
.headline-rule { background: linear-gradient(90deg, var(--primary-light), var(--accent)); }
.section-dark .headline-rule, .hero-bg .headline-rule, .stats-band .headline-rule {
  background: linear-gradient(90deg, var(--accent-bright), var(--accent)); }
.embed-shell::before { background: linear-gradient(90deg, var(--primary-light), var(--primary), var(--accent)); }

/* FAQ open state pops */
.faq-item { transition: border-color .25s ease, box-shadow .25s ease, transform .2s ease; }
.faq-item:hover { transform: translateX(3px); }
.faq-item[open] { box-shadow: inset 3px 0 0 var(--accent), 0 12px 30px -16px rgba(0,0,0,.6); }

/* carousel arrows go gold */
.pc-arrow:hover { background: linear-gradient(140deg, var(--accent-bright), var(--accent)); color: var(--primary-dark); border-color: transparent; }

/* headshot: container clips the slow entrance zoom */
.headshot-ring { overflow: hidden; }
.headshot-ring img { will-change: transform; }

/* product chips pop */
.product-chip { transition: border-color .2s ease, background-color .2s ease, color .2s ease, transform .2s ease; }
.product-chip:hover { transform: translateY(-2px); }

/* custom scrollbar */
::-webkit-scrollbar { width: 11px; }
::-webkit-scrollbar-track { background: #0c0b0f; }
::-webkit-scrollbar-thumb { background: linear-gradient(180deg, var(--primary-light), var(--primary)); border-radius: 6px; border: 2px solid #0c0b0f; }
::-webkit-scrollbar-thumb:hover { background: var(--primary); }
html { scrollbar-color: var(--primary) #0c0b0f; scrollbar-width: thin; }

/* button arrow nudge */
.btn .btn-arrow { transition: transform .2s ease; }
.btn:hover .btn-arrow { transform: translateX(4px); }

/* scrollspy active nav */
.nav-link.active { color: var(--primary-light); }
.nav-link.active::after { width: 100%; }

/* sticky mobile CTA bar */
.mobile-cta {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 45;
  display: flex; gap: .6rem; padding: .7rem .9rem calc(.7rem + env(safe-area-inset-bottom));
  background: rgba(10,10,12,.94); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  box-shadow: 0 -8px 30px -10px rgba(0,0,0,.7); border-top: 1px solid var(--gold-line);
  transform: translateY(110%); transition: transform .35s cubic-bezier(.4,0,.2,1);
}
.mobile-cta.show { transform: translateY(0); }
/* desktop: never show the sticky Apply/Call bar — mobile only */
@media (min-width: 1024px) { .mobile-cta { display: none !important; } }
.mc-call {
  flex: none; display: flex; align-items: center; gap: .45rem;
  padding: .8rem 1.1rem; border-radius: 10px; min-height: 48px;
  border: 1px solid var(--gold-line); color: var(--accent-bright); font-weight: 600; font-size: .92rem; text-decoration: none;
}
.mc-quote {
  flex: 1; display: flex; align-items: center; justify-content: center;
  padding: .8rem 1rem; border-radius: 10px; min-height: 48px;
  background: linear-gradient(160deg, var(--primary-light), var(--primary));
  color: #171200; font-weight: 600; font-size: .95rem; text-decoration: none;
  box-shadow: 0 8px 22px -10px rgba(212,175,55,.5);
}

/* back to top */
.to-top {
  position: fixed; right: 1.1rem; bottom: 1.4rem; z-index: 44;
  width: 46px; height: 46px; border-radius: 9999px;
  display: flex; align-items: center; justify-content: center;
  background: var(--surface-2); color: var(--accent); border: 1px solid var(--gold-line);
  box-shadow: 0 12px 28px -10px rgba(0,0,0,.7); cursor: pointer;
  opacity: 0; pointer-events: none; transform: translateY(8px);
  transition: opacity .3s ease, transform .3s ease, background .2s ease;
}
.to-top.show { opacity: 1; pointer-events: auto; transform: translateY(0); }
.to-top:hover { background: var(--accent-soft); }
@media (max-width: 1023px) { .to-top { bottom: 5.4rem; } }

/* accessible focus */
:focus-visible { outline: 2px solid var(--primary-light); outline-offset: 3px; border-radius: 4px; }

/* ---------- wow layer ---------- */
/* slow-rotating aurora inside dark sections */
.aurora {
  position: absolute; inset: -45%; pointer-events: none; z-index: 0;
  background: conic-gradient(from 0deg,
    transparent 0deg, rgba(242,221,154,.1) 55deg, transparent 120deg,
    rgba(212,175,55,.14) 195deg, transparent 255deg,
    rgba(242,221,154,.07) 315deg, transparent 360deg);
  animation: auroraSpin 48s linear infinite;
}
@keyframes auroraSpin { from { transform: rotate(0deg) scale(1); } to { transform: rotate(360deg) scale(1.06); } }

/* periodic shine sweep on hero + final CTAs */
.btn-sheen::after { animation: autoSheen 5.5s ease-in-out 2.5s infinite; }
@keyframes autoSheen { 0% { left: -80%; } 14% { left: 135%; } 100% { left: 135%; } }

/* shiny metallic sheen travels across gold display words (set in .accent-serif above) */
.accent-serif, .accent-serif-dark { background-size: 220% auto; }
@media (prefers-reduced-motion: reduce) {
  .accent-serif, .accent-serif-dark { animation: none; background-position: 50% center; }
}

/* watermark drifts gently */
.stats-watermark { animation: watermarkDrift 10s ease-in-out infinite alternate; }
@keyframes watermarkDrift {
  from { transform: translateY(-50%) translateX(0); }
  to { transform: translateY(-50%) translateX(-16px); }
}

/* soft gold wash on dark sections */
.section-wash {
  background:
    radial-gradient(760px 340px at 50% -90px, rgba(234,195,63,.07) 0%, transparent 70%),
    radial-gradient(600px 300px at 100% 100%, rgba(252,231,160,.05) 0%, transparent 65%),
    #060608;
}

/* calendar crop: hides the booking widget's built-in outer margins */
.cal-crop { overflow: hidden; }

/* form shells glow on approach */
.embed-shell { transition: box-shadow .3s ease; }
.embed-shell:hover { box-shadow: 0 30px 74px -30px rgba(0,0,0,.8), 0 0 0 1px var(--ring); }

/* sticky bar CTA gets the sheen too */
.mc-quote { position: relative; overflow: hidden; }
.mc-quote::after {
  content: ""; position: absolute; top: 0; left: -80%; width: 45%; height: 100%;
  background: linear-gradient(105deg, transparent, rgba(255,255,255,.5), transparent);
  transform: skewX(-20deg); animation: autoSheen 6s ease-in-out 3s infinite; pointer-events: none;
}

/* carousel cards: slight tilt lift */
.pcard:hover { transform: translateY(-4px) rotate(-.4deg); }

/* savings pills float gently */
.saver-pill { animation: pillFloat 5s ease-in-out infinite alternate; }
.saver-card:nth-child(even) .saver-pill { animation-delay: 1.2s; }
@keyframes pillFloat { from { transform: translateY(0); } to { transform: translateY(-5px); } }

/* marquee band hairlines */
.marquee { border-top: 1px solid var(--hairline-soft); border-bottom: 1px solid var(--hairline-soft); padding: 1.1rem 0; }

/* ---------- calm motion on touch devices (infinite loops stutter on phone GPUs) ---------- */
@media (max-width: 1023px), (hover: none) {
  .agent-tag { animation: none; }
  .saver-pill { animation: none; }
  .hero-ring, .hero-beam { display: none; }
  .hero-aura { filter: blur(60px); }
  .aurora { animation-duration: 70s; inset: -30%; }
  .stats-watermark { animation: none; }
}

/* ---------- mobile fit & finish ---------- */
@media (max-width: 640px) {
  .agent-tag { white-space: normal; max-width: 88%; padding: .7rem 1rem; }
  .stats-watermark { font-size: 8rem; right: -2rem; }
  .footer-watermark { font-size: 7rem; }
  .float-badge { padding: .7rem .95rem; }
  .hero-checks { column-gap: 1rem; }
  .lt-qr { flex-direction: column; text-align: center; }
  .pdetail-panel .lg\:sticky { position: static; }
}
@media (max-width: 1023px) {
  .footer-dark { padding-bottom: 10rem; } /* clear the sticky CTA bar */
}

@media (prefers-reduced-motion: reduce) {
  .scroll-progress { display: none; }
  .btn-primary::after, .btn-white::after { display: none; }
  .mobile-cta { transition: none; }
}

/* ---------- polish pass v2 ---------- */
/* shrinking header on scroll */
.header-inner { transition: height .3s ease; }
#site-header { transition: box-shadow .3s ease; }
#site-header.scrolled { box-shadow: 0 2px 26px rgba(0,0,0,.6); }
#site-header.scrolled .header-inner { height: 64px; }
#site-header img { transition: transform .3s ease; transform-origin: left center; }
#site-header.scrolled .header-inner > a img { transform: scale(.82); }

/* carousel progress dots */
.pc-dots { display: flex; justify-content: center; gap: .5rem; margin-top: .25rem; }
.pc-dots button {
  width: 8px; height: 8px; border-radius: 9999px; border: none; cursor: pointer; padding: 0;
  background: rgba(212,175,55,.35); transition: background .25s ease, transform .25s ease;
}
.pc-dots button.on { background: var(--primary-light); transform: scale(1.35); }

/* FAQ topic chips: one-line swipeable row on mobile */
@media (max-width: 767px) {
  #faq-tabs {
    flex-wrap: nowrap; justify-content: flex-start; overflow-x: auto;
    -ms-overflow-style: none; scrollbar-width: none;
    padding: .25rem .25rem .6rem; margin-left: -.25rem; margin-right: -.25rem;
    scroll-snap-type: x proximity;
  }
  #faq-tabs::-webkit-scrollbar { display: none; }
  #faq-tabs .product-chip { flex: none; scroll-snap-align: start; }
}

/* quiz options: chevron slides in on hover */
.quiz-option { position: relative; padding-right: 2.6rem; }
.quiz-option::after {
  content: ""; position: absolute; right: 1.2rem; top: 50%;
  width: 9px; height: 9px; border-right: 2.5px solid var(--accent); border-bottom: 2.5px solid var(--accent);
  transform: translateY(-50%) rotate(-45deg) translateX(-6px); opacity: 0;
  transition: opacity .2s ease, transform .2s ease;
}
.quiz-option:hover::after { opacity: 1; transform: translateY(-50%) rotate(-45deg) translateX(0); }

/* stats band hairlines */
.stats-band::before, .stats-band::after {
  content: ""; position: absolute; left: 8%; right: 8%; height: 1px; z-index: 1;
  background: linear-gradient(90deg, transparent, var(--gold-line), transparent);
}
.stats-band::before { top: 0; }
.stats-band::after { bottom: 0; }

/* oversized quote mark behind reviews */
.quote-mark {
  position: absolute; top: -1.5rem; left: 2%;
  font-family: var(--font-display); font-size: clamp(10rem, 20vw, 18rem); line-height: 1;
  color: rgba(212,175,55,.12); pointer-events: none; user-select: none;
}

/* savings tiles: organic collage tilt */
.saver-card:nth-child(odd) .saver-tile { transform: rotate(-.7deg); }
.saver-card:nth-child(even) .saver-tile { transform: rotate(.7deg); }
.saver-card:hover .saver-tile { transform: rotate(0deg); }

/* ---------- pointer-tracked gold glow on premium dark surfaces ---------- */
/* JS sets --mx/--my; a soft champagne radial follows the cursor and lifts the
   surface out of the black. Screen blend keeps it additive so text stays readable. */
.card-feature::after, .step-card::after, .pcard::after {
  content: ""; position: absolute; inset: 0; border-radius: inherit; z-index: 2;
  pointer-events: none; opacity: 0; transition: opacity .35s ease;
  mix-blend-mode: screen;
  background: radial-gradient(240px circle at var(--mx, 50%) var(--my, 50%), rgba(242,221,154,.16), transparent 66%);
}
@media (hover: hover) and (min-width: 1024px) {
  .card-feature:hover::after, .step-card:hover::after, .pcard:hover::after { opacity: 1; }
}
@media (prefers-reduced-motion: reduce) {
  .card-feature::after, .step-card::after, .pcard::after { display: none; }
}

/* ============================================================
   SHINY GOLD BARS — deep metallic gold accents sitewide
   (placed last so the polished gradient wins over earlier fills)
   ============================================================ */
.headline-rule,
.section-dark .headline-rule, .hero-bg .headline-rule, .stats-band .headline-rule,
.divider-accent, .footer-brand-rule, .step-num::after {
  background: var(--metal-gold); background-size: 220% auto;
  animation: goldSheen 5.5s linear infinite;
}
.scroll-progress { background: var(--metal-gold); background-size: 220% auto; animation: goldSheen 4s linear infinite; }
/* big stat numbers become polished gold */
.stat-num {
  background: var(--metal-gold); background-size: 220% auto;
  -webkit-background-clip: text; background-clip: text; color: transparent;
  animation: goldSheen 5.5s linear infinite;
}
/* metallic-bar CTAs (sheen shifts on hover; the ::after streak still sweeps) */
.btn-dark, .mc-quote, .product-chip.active {
  background: var(--metal-gold); background-size: 190% auto; background-position: 0% center;
  color: #171200; transition: transform .2s ease, box-shadow .2s ease, background-position .5s ease;
}
.btn-dark:hover, .mc-quote:hover { background: var(--metal-gold); background-size: 190% auto; background-position: 100% center; }
@media (prefers-reduced-motion: reduce) {
  .headline-rule, .divider-accent, .footer-brand-rule, .step-num::after,
  .scroll-progress, .stat-num, .btn-primary, .btn-dark, .mc-quote { animation: none; }
}

/* ---------- misc ---------- */
::selection { background: var(--accent); color: #171200; }
img { max-width: 100%; height: auto; }